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@ncpay

NCPay

A decentralized and fully transparent crypto payment gateway - enabling merchants to receive payments directly, without ever giving up custody of their funds.
  • France

Non-Custodial Cryptocurrency Payment Gateway

A decentralized and fully transparent crypto payment gateway - enabling merchants to receive payments directly, without ever giving up custody of their funds.

Overview

This payment gateway is an open-source payment infrastructure that allows merchants to accept cryptocurrency payments without trusting a third party.
Our platform acts as a transparent routing layer, facilitating the transaction and taking a small service fee, but never controlling the full funds.
Built for the next generation of Web3 commerce, it combines on-chain transparency, smart contracts, and multi-chain interoperability.

Transaction Flow

sequenceDiagram
  participant User
  participant Gateway
  participant SmartContract
  participant Merchant

  User->>Gateway: Initiate payment (choose asset)
  Gateway->>SmartContract: Deploy / call non-custodial contract
  User->>SmartContract: Send funds
  SmartContract->>Merchant: Transfer amount (minus fee)
  SmartContract->>Gateway: Send fee portion
  Gateway-->>User: Confirm payment (on-chain proof)
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Security and Transparency

All transactions are recorded on-chain, and the platform never holds private keys or user funds.
Smart contracts will be open-source and audited before mainnet deployment.

License

This project is licensed under the MIT License - free to use, modify, and contribute.

Built with ❤️ in France

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