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Fraud analytics for credit cards utilizes advanced algorithms and machine learning to monitor transaction patterns and detect suspicious activities. By analyzing real-time data, it identifies anomalies such as unusual spending behaviors, geographic inconsistencies, and high-risk transactions.

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Tejas-Nakave/Fraud-Analytics-ML-

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Fraud-Analytics-ML-

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Problem Statement

This project focuses on developing a fraud detection model using historical transaction data. The goal is to predict whether a transaction is fraudulent or not, making it a binary classification problem.

Difficulties

The dataset is highly imbalanced, with approximately 97.14% of transactions labeled as non-fraudulent and 2.86% labeled as fraudulent.

Top Performing Algorithm

XGBoost Classifier emerged as the top-performing algorithm, providing high accuracy, precision, recall, and F1 score on both training and test sets.

Methodology

Data Collection:

Data Cleaning and Preprocessing:

Exploratory Data Analysis (EDA):

Feature Engineering:

Model Selection and Training:

Model Evaluation:

Deployment and Prediction:

Insights Generation:

Business Insights

Temporal Patterns: Transaction month is crucial for detecting fraudulent activity. Behavioral Characteristics: Features like 'IsOldDevice' and 'webSessWebBrowser' offer insights into fraudster behavior. Transaction Details: Attributes such as 'V6CF' and 'V3CF' play a critical role in fraud prediction.

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Fraud analytics for credit cards utilizes advanced algorithms and machine learning to monitor transaction patterns and detect suspicious activities. By analyzing real-time data, it identifies anomalies such as unusual spending behaviors, geographic inconsistencies, and high-risk transactions.

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